Personal liability coverage on a marine policy protects you against claims for bodily injury or property damage caused by you while operating your boat or watercraft. This coverage ensures that you are financially protected in case of accidents that result in legal claims or lawsuits from third parties.

Personal property coverage on a marine policy protects your belongings, such as fishing gear, water sports equipment, and personal items, against loss or damage while on your boat or watercraft. This coverage ensures you can recover the value of your possessions if they are stolen, damaged, or lost during your maritime activities.

Watersport liability coverage on a marine policy protects you against claims for bodily injury or property damage that may occur while participating in watersports, such as skiing, tubing, or wakeboarding. This coverage ensures that you are financially safeguarded against potential lawsuits arising from accidents involving these activities.

Towing and assistance coverage on a marine policy provides support in case your boat or watercraft breaks down on the water, helping to tow you back to shore or a repair facility. This coverage typically includes services like emergency towing, fuel delivery, and on-water assistance, ensuring you’re not left stranded during your maritime adventures.

Trip interruption coverage on a marine policy reimburses you for unexpected expenses if your boating trip is interrupted due to a covered event, such as an accident. This can include costs for lodging, meals, and transportation, helping to mitigate the financial impact of an unplanned disruption during your time on the water.

Tournament fee reimbursement coverage on a marine policy provides financial compensation for entry fees if you are unable to participate in a fishing or boating tournament due to a covered event, such as an accident. This coverage helps ensure that you don't lose your investment in tournament fees when unforeseen circumstances prevent you from competing.

Boat lift, hoist, and cradle coverage on a marine policy protects against damage or loss to the equipment used for storing or launching your boat. This coverage ensures that you can recover costs for repairs or replacement if these structures are damaged due to a covered event, providing peace of mind for your investment.

Extended pollution liability coverage on a marine policy protects you against claims related to pollution incidents, such as fuel spills or other environmental hazards caused by your boat. This coverage helps cover the costs of cleanup and potential legal liabilities, ensuring you are financially safeguarded against environmental impacts.