Bodily injury coverage on a motorcycle and ATV policy helps pay for medical expenses and lost wages if you injure someone in an accident. Passenger liability coverage specifically protects you in case your passenger is injured while riding with you, ensuring they receive necessary care and compensation.

Property damage liability coverage on a motorcycle and ATV policy helps pay for repairs or replacement of another person's property that you damage in an accident. This ensures you are financially protected against claims for damage caused to vehicles, buildings, or other property while operating your vehicle.

Underinsured and uninsured motorist coverage on a motorcycle and ATV policy provides protection if you're involved in an accident with a driver who has insufficient or no insurance. This coverage helps pay for your medical expenses and damages when the at-fault party cannot cover the costs, ensuring you have financial support in such situations.

Medical payments coverage on a motorcycle and ATV policy helps cover medical expenses for you and your passengers in the event of an accident, regardless of who is at fault. This coverage can include hospital bills, surgeries, and rehabilitation costs, providing peace of mind while riding.

Transport trailer coverage on a motorcycle and ATV policy protects you against damage or loss to a trailer used for transporting your vehicle. This coverage can help pay for repairs or replacement costs if the trailer is involved in an accident or suffers damage while in transit.

Comprehensive coverage on a motorcycle and ATV policy protects against non-collision-related damages, such as theft, vandalism, or damage from natural disasters. This coverage ensures that you can recover the value of your vehicle in situations outside of an accident, providing greater financial security.

Collision coverage on a motorcycle and ATV policy helps pay for repairs or replacement of your vehicle if it's damaged in a collision with another vehicle or object, regardless of fault. This coverage ensures that you can quickly restore your vehicle to its pre-accident condition after an incident.

Optional equipment coverage on a motorcycle and ATV policy protects accessories and custom parts added to your vehicle, such as saddlebags, upgraded exhaust systems, or custom paint jobs. This coverage ensures you can recover the value of these enhancements if they are damaged or stolen, providing additional peace of mind for your investment.

Towing and roadside assistance coverage on a motorcycle and ATV policy provides support in case of a breakdown, helping you get your vehicle to a repair shop or home. This coverage typically includes services like towing, tire changes, fuel delivery, and lockout assistance, ensuring you're not left stranded on the road.

Trip interruption coverage on a motorcycle and ATV policy reimburses you for unexpected expenses if your trip is interrupted due to a covered event, such as an accident. This can include costs for lodging, meals, and transportation, helping to ease the financial burden of an unplanned disruption while traveling.